In 2026, the FHA loan limits for Wenham county, located in Essex, MA, are set at $828,000 for a single-family home. For properties with 2-units, the limit is $1,060,000, for 3-units, it's $1,281,300, and for 4-units, it reaches $1,592,350.
Conventional loan maximums for a single-family residence are $828,000. These increase to $1,060,000 for 2-units, $1,281,300 for 3-units, and $1,592,350 for 4-units.
Utilize our FHA calculator to discover today’s optimal FHA rates and find out the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing valuable insights.
Lendersa® compiles comprehensive loan data from thousands of lenders, efficiently tailoring its comparisons to fit your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wenham county of Essex, MA offers a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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