For the year 2026, FHA loan limits in Beverly, situated in Essex of MA, are set at $828,000 for single-family homes, $1,060,000 for properties with two units, $1,281,300 for those with three, and $1,592,350 for four-unit residences.
The maximum allowed loan amounts for conventional loans on single-family dwellings are $828,000. For two-unit homes, the cap is $1,060,000; for three units, it's $1,281,300; and for four units, it reaches $1,592,350.
Utilize our FHA calculator to discover the most competitive FHA rates available today and calculate necessary downpayments, check income criteria, credit requirements, determine reserves, and the documents needed for qualification.
With the Lendersa® calculator, you can assess FHA rates and terms alongside those of other loan programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, allowing you to make well-informed comparisons.
Lendersa® pulls data from countless lenders and provides a rapid comparison based on your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Beverly, nested in Essex, MA, to compare the highest loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. For a thorough comparison of income, reserves, and credit conditions, tap into the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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