2025 FHA (Government Loans) Limits for Bel-Air, Harford County, Maryland

In 2025, the FHA loan limits in Bel-Air county of Harford, MD are set at $538,200 for a single-family home. For two-unit properties, the limit is $689,000, for three units it’s $832,850, and for those with four units, it’s $1,035,000.

The maximum for conventional loans on a single-family residence is $548,250. Duplexes have a limit of $702,000, triplexes can access up to $848,500, and four-unit homes have a maximum of $1,054,500.

Use our FHA calculator to find today’s best FHA rates and determine the particulars required, including downpayment, income, credit, reserves, and documents to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those from other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles data from thousands of lenders and matches it quickly to your financial profile and needs.

See the Loan Limits Comparison Table for 2025 in Bel-Air county, Harford, MD, which details FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand requirements such as income, reserves, and credit.

Loan limits Bel-Air county of Harford, MD

SFR 2 Units 3 Units 4 Units
FHA $538,200 $689,000 $832,850 $1,035,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $430,500 $430,500 $430,500 $430,500
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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