For 2026, the FHA loan limits in Edgewood county, part of Harford, MD, are specified as follows: $632,500 for a single-family home. For duplexes, the limit is $809,700. Triplexes come with a cap of $978,750, and four-unit properties are limited to $1,216,350.
Conventional loans have maximum amounts set as $726,200 for a single-family house, $929,850 for properties with two units, $1,123,900 for those with three units, and $1,396,800 for four-unit dwellings.
Use our FHA calculator to check out today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents required to qualify.
With the help of the Lendersa® calculator, you can effectively compare FHA rates and terms alongside those from other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from a multitude of lenders, and compares it swiftly against your personalized financial needs and profile.
The Loan Limits Comparison Table for 2026 in Edgewood county of Harford, MD provides a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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