In 2026, the FHA loan limit within Fallston county, Harford, MD, stands at $632,500 for a single-family home. For 2-units, it is set at $809,700, for 3-units, the limit is $978,750, and for 4-unit properties, it reaches $1,216,350.
Meanwhile, the conventional loan maximums are: $726,200 for a single-family residence, $929,850 for a 2-unit property, $1,123,900 for a 3-unit residence, and $1,396,800 for 4-units.
Use our FHA calculator to explore today’s top FHA rates and identify downpayment requirements, income criteria, credit score, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can easily compare FHA rates and terms against those from other loan programs. This includes exploring options for Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM, and hard money offerings.
Lendersa® compiles data from thousands of lenders and instantly aligns it with your personal financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Fallston county, Harford, MD includes a comprehensive overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To better understand qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which aids in comparing these essential financial aspects.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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