In 2026, the FHA loan limits for Centreville county in Queen Anne's, MD are set at $538,200 for single-family homes. For duplexes, it's $689,000; for triplexes, $832,850; and for four-unit properties, the limit is $1,035,000.
For conventional loans, the maximum amount for a single-family residence is $548,250. For two-unit homes, the cap is $702,000, while three-unit buildings can have up to $848,500, and four-unit buildings can secure up to $1,054,500.
With our FHA calculator, you can access today’s best FHA rates and calculate necessary downpayments, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of many other loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA plans.
Lendersa® gathers extensive data from numerous lenders and rapidly aligns it with your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 presents the maximum loan amounts in Centreville county, Queen Anne's, MD for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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