For 2026, in Chester county, Queen Anne's, MD, the FHA loan limits are $538,200 for single-family homes, $689,000 for properties with 2 units, $832,850 for 3-unit buildings, and $1,035,000 for properties with 4 units.
The maximum loan amounts for conventional loans are set at $548,250 for single-family residences, $702,000 for 2-unit properties, $848,500 for properties with 3 units, and $1,054,500 for those with 4 units.
Utilize our FHA calculator to find today’s best FHA rates, and calculate necessary downpayments, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently processes loan data from thousands of lenders, quickly matching it to your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Chester county, Queen Anne's, MD, shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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