For 2026, the FHA loan limits in Chestertown county, part of Kent, MD, are established as follows: the limit for a single-family home is $472,030, for properties with 2-units, it is $604,400, for 3-unit structures, it stretches to $730,525, and for 4-unit homes, the ceiling is set at $907,900.
The conventional loan maximums stand at $726,200 for single-family houses. If it’s a 2-unit property, the top amount is $929,850; for those with 3-units, it reaches $1,123,900; and for 4-unit buildings, the maximum authorized is $1,396,800.
Utilize our FHA calculator to explore today’s competitive FHA rates and to calculate necessary details, such as the downpayment, required income, credit score, reserves, and essential documents necessary for qualification.
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The Lendersa® calculator empowers you to compare the rates and terms of FHA loans with more extensive loan options available across various programs. Examine options such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans, considering them alongside FHA offerings.
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The Loan Limits Comparison Table for 2026 in Chestertown county of Kent, MD offers an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To better understand qualification criteria, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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