For 2026, the FHA loan limits in Chestertown county, part of Kent, MD, are established as follows: the limit for a single-family home is $472,030, for properties with 2-units, it is $604,400, for 3-unit structures, it stretches to $730,525, and for 4-unit homes, the ceiling is set at $907,900.
The conventional loan maximums stand at $726,200 for single-family houses. If it’s a 2-unit property, the top amount is $929,850; for those with 3-units, it reaches $1,123,900; and for 4-unit buildings, the maximum authorized is $1,396,800.
Utilize our FHA calculator to explore today’s competitive FHA rates and to calculate necessary details, such as the downpayment, required income, credit score, reserves, and essential documents necessary for qualification.
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The Loan Limits Comparison Table for 2026 in Chestertown county of Kent, MD offers an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To better understand qualification criteria, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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