In the year 2025, within Cloverly county of Montgomery, located in MD, the FHA loan limit is set at $1,089,300 for a single-family home. For properties with two units, the limit increases to $1,394,775. If you have a three-unit property, the limit is $1,685,850, while for properties boasting four units, the cap is $2,095,200.
For conventional loans, the ceiling for a single-family residence is $1,089,300. Two-unit residences have a maximum loan amount of $1,394,775, three-unit properties are capped at $1,685,850, and the maximum for four-unit homes reaches $2,095,200.
Take advantage of our FHA calculator to peruse today’s competitive FHA rates and understand the downpayment requirements, income thresholds, credit scores, reserves, and necessary documents for qualification.
The Lendersa® calculator empowers you to evaluate FHA loan rates and terms against various other loan programs. Dive into exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® swiftly compiles comprehensive loan program information from an extensive network of lenders, providing rapid comparisons tailored to your distinct financial profile and needs.
Consult the Loan Limits Comparison Table for 2025 in Cloverly county, Montgomery, MD. This table compares maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare qualification prerequisites like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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