In the year 2025, the FHA loan limits in Fairland county, which is part of Montgomery, MD, are as follows: $1,089,300 for a single-family home. For two-unit properties, the limit is $1,394,775; for three-unit homes, it's set at $1,685,850; and for four-unit properties, the limit extends to $2,095,200.
Conventional loans have capped amounts of $1,089,300 for a single-family dwelling, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for quadplexes.
Utilize our FHA calculator to find today's top FHA rates and assess the required downpayment, income, credit rating, reserves, and documents needed to qualify.
Using the Lendersa® calculator, you can compare FHA rates and terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive loan program data from thousands of lenders, quickly matching it to fit your unique financial profile and needs.
See the Loan Limits Comparison Table for 2025 within Fairland county of Montgomery, MD, to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For comparing qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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