In 2026, the FHA loan limits for Colesville county of Montgomery, MD are $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three units, and $2,095,200 for four-unit residences.
The maximum loan amounts for conventional loans are $1,089,300 for single-family properties, $1,394,775 for two-units, $1,685,850 for three-units, and $2,095,200 for four-unit homes.
Use our FHA calculator to check today’s top FHA rates and see the requirements for downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Explore options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By gathering data from thousands of lenders, Lendersa® matches this information to your financial profile and needs swiftly.
Refer to the Loan Limits Comparison Table for 2026 in Colesville county, Montgomery, MD, for maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for details on requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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