In 2026, the FHA loan limit for College-Park county in Prince George's, MD stands at $822,375 for a single-family home. The limit increases to $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
For conventional loans, the maximum amount for a single-family residence is $822,375. For homes with two units, it rises to $1,053,000, for those with three units, it is $1,272,750, and for properties with four units, the cap is $1,581,750.
Use our FHA calculator to check today’s best FHA rates and estimate the necessary downpayment. Assess income, credit score, reserves, and document requirements to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects data from a vast range of lenders, providing quick analysis to align it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in College-Park county, part of Prince George's, MD, assists in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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