2025 FHA (Government Loans) Limits for College-Park, Prince George's County, Maryland

In 2025, the FHA loan limit for College-Park county in Prince George's, MD stands at $822,375 for a single-family home. The limit increases to $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

For conventional loans, the maximum amount for a single-family residence is $822,375. For homes with two units, it rises to $1,053,000, for those with three units, it is $1,272,750, and for properties with four units, the cap is $1,581,750.

Use our FHA calculator to check today’s best FHA rates and estimate the necessary downpayment. Assess income, credit score, reserves, and document requirements to qualify.

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Analyze your loan options in College-Park, MD

With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects data from a vast range of lenders, providing quick analysis to align it with your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in College-Park county, part of Prince George's, MD, assists in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.

Loan limits College-Park county of Prince George's, MD

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • MBA Mortgage Services
  • 426 S Main St, Bel Air, MD, 21014
  • MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
  • Jarrettsville Federal Savings and Loan Association
  • 3706 Norrisville Road, Jarrettsville, MD, 21084
  • Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
  • 212 Mortgage Group Inc
  • 1676 Campbell Road, Forest Hill, MD, 21050
  • 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
  • Freedom Federal Credit Union
  • 2019 Emmorton Road, Bel Air, MD, 21015
  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
  • Credence Funding Corporation
  • 1200 Technology Drive, Suite A, Aberdeen, MD, 21001
  • Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • APG Federal Credit Union
  • PO Box 1176, Aberdeen, MD, 21001
  • "APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
  • Security Trust Mortgage LLC
  • 1407 Hearthstone Drive, Fredericksburg, VA, 22401
  • At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Blevins Home Mortgage
  • 2114 Swartz Rd, Darlington, MD, 21034
  • Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.
  • New Windsor State Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • NWSB Bank, serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of six community banking offices located in Carroll County, MD. NWSB Bank, provides financial services to customers with 31 community banking offices and three loan offices serving the Pennsylvania counties.
  • American Pacific Mortgage
  • 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
  • Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
  • 1ST PREFERENCE MORTGAGE CORP.
  • 2125 South Queen Street, York, PA, 17403
  • 1st Preference Mortgage is 30 yrs old this April 2018. There is a reason for this longevity; 1st Preference is different from other Mortgage Companies and other Banks: • Our Loan Officers have a minimum 10 yrs experience • Our Loan Officers work 50-60 hrs a week • Mostly in the evenings and on the weekends •