For 2026, the FHA loan limits in Adelphi county, Prince George's, MD, are set at $822,375 for a single-family home. Two-unit properties have a limit of $1,053,000, three-unit homes are capped at $1,272,750, and the limit for four-unit homes is $1,581,750.
As for conventional loans, the maximum financing available for a single-family home is listed at $822,375. For duplexes, the limit increases to $1,053,000, while triplexes can access up to $1,272,750, and for four-unit properties, the ceiling is $1,581,750.
Take advantage of our FHA calculator to review current FHA rates and uncover necessary details about downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator is designed to enable comparisons of FHA loan terms with a variety of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® aggregates and analyzes loan data from a vast number of institutions, and quickly correlates it with your specific financial scenario and needs.
The Loan Limits Comparison for 2026 in Adelphi county, Prince George's, MD, covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification factors such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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