For 2026, FHA loan limits in Dundalk county of Baltimore, MD are established at $632,500 for a single-family home. The cap increases to $809,700 for 2-unit properties, $978,750 for 3-unit homes, and $1,216,350 for 4-unit residences.
The maximum amount for conventional loans on a single-family residence is $726,200. For 2-units, it's $929,850, for 3-units, $1,123,900, and for 4-units, $1,396,800.
Our FHA calculator helps to discover today’s best FHA rates and calculate the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms against those of other loan programs. Investigate options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® compiles loan program data from thousands of lenders, swiftly aligning it with your unique financial profile and requirements.
In 2026, the Loan Limits Comparison Table for Dundalk county in Baltimore, MD, permits comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria, including income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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