This year, 2026, FHA loan limits in Edgemere county, Baltimore, in MD are set as follows: $632,500 for a single-family home, $809,700 for 2-unit properties, $978,750 for 3-units, and $1,216,350 for 4-units.
The conventional loan limits are $726,200 for single-family homes, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to explore today’s top FHA rates and determine necessary details like downpayment, income, credit, reserves, and documents needed for eligibility.
The Lendersa® calculator lets you evaluate FHA rates and terms alongside those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers comprehensive data from thousands of lenders, instantly matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Edgemere county, Baltimore, MD provides a comparison of maximum amounts for FHA, Conventional, Jumbo, USDA, VA, and more. To compare qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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