As of 2026, FHA loan limits in Rosedale, Baltimore, MD are: $632,500 for single-family homes, $809,700 for two units, $978,750 for three units, and $1,216,350 for four units.
For conventional loans, on a single-family home, the maximum is $726,200. It rises to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to discover today’s best FHA rates, and calculate necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA loan rates and terms with other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® instantly matches your financial profile with data from thousands of lenders to provide a personalized comparison.
View the Loan Limits Comparison Table for 2026 in Rosedale, Baltimore, MD to explore maximum loan amounts for FHA, Conventional, Jumbo, and other loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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