In the year 2026, the FHA loan limits for Aberdeen county of Harford, MD, are as follows: $632,500 for a single-family home, $809,700 for a duplex, $978,750 for a triplex, and $1,216,350 for four-unit residences.
The conventional loan's maximum for a single-family home is $726,200. For a two-unit property, it's $929,850, a three-unit home has a cap of $1,123,900, and for a four-unit home, the limit is $1,396,800.
Use our FHA calculator to check out today’s most favorable FHA rates and find out the requirements for downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator is designed to assist you in comparing the rate & terms of FHA loans with other programs. Explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® rapidly collects loan program data from a vast number of lenders and aligns it with your financial profile and unique needs.
For the year 2026 in Aberdeen county, Harford, MD, consult the Loan Limits Comparison Table to differentiate among FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For a detailed comparison of qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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