In the year 2026, within Pleasant-Hills county of Harford, MD, the FHA loan limits are as follows: for a single-family home, the cap is $538,200; for two-unit properties, it is $689,000; for those with three units, the limit is $832,850; and for four-unit homes, it reaches $1,035,000.
When it comes to conventional loans, the maximum amount for a single-family residence is $548,250. The limits increase to $702,000 for two-unit properties, $848,500 for three units, and $1,054,500 for four units.
Leverage our FHA calculator to explore today's best FHA rates and identify what is needed, including down payments, income, credit qualifications, reserves, and essential documentation for qualification.
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The Loan Limits Comparison Table for 2026 in Pleasant-Hills county, MD discloses maximum loan amounts available under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. You can rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess critical qualification requirements, such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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