In the year 2025, within Pleasant-Hills county of Harford, MD, the FHA loan limits are as follows: for a single-family home, the cap is $538,200; for two-unit properties, it is $689,000; for those with three units, the limit is $832,850; and for four-unit homes, it reaches $1,035,000.
When it comes to conventional loans, the maximum amount for a single-family residence is $548,250. The limits increase to $702,000 for two-unit properties, $848,500 for three units, and $1,054,500 for four units.
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The Loan Limits Comparison Table for 2025 in Pleasant-Hills county, MD discloses maximum loan amounts available under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. You can rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess critical qualification requirements, such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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