In 2026, the FHA loan limits for Havre-de-Grace county in Harford, MD are set at $538,200 for a single-family home, $689,000 for two-unit residences, $832,850 for properties with three units, and $1,035,000 for four-unit homes.
The maximum amounts for conventional loans are $548,250 for a single-family dwelling, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to access the best available FHA rates and calculate the necessary downpayment, income requirements, credit standards, reserves, and needed documents for eligibility.
With the Lendersa® calculator, you can compare FHA loan rates and terms with those of other programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® quickly retrieves loan program data from a wide network of lenders, efficiently matching it to your personal financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Havre-de-Grace county, Harford, MD, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a detailed comparison of qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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