Throughout 2026, the FHA loan limits in Aberdeen-Proving-Ground County of Harford, MD are defined as follows: a single-family home is limited to $538,200; for 2-units, the limit is $689,000; for 3-units, it's $832,850; and for 4-units, the cap reaches $1,035,000.
For conventional loan amounts, the maximum for a single-family residence is $548,250. The limit for homes with 2-units is $702,000, rising to $848,500 for properties with 3-units, and $1,054,500 for those with 4-units.
Utilize our FHA calculator to explore today's best FHA rates and determine the down payment, income qualifications, credit needs, reserves, and documents necessary to qualify.
The Lendersa® calculator allows for easy comparison of FHA rates and terms with those of other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to find options that best fit your needs.
Lendersa® swiftly gathers data from thousands of lenders, matching it against your financial profile to present tailored comparisons.
The Loan Limits Comparison Table for 2026 in Aberdeen-Proving-Ground County, MD, highlights maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights into income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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