In the year 2026, the FHA loan limit in Perry-Hall county, part of Baltimore, MD, is $538,200 for a single-family dwelling. For properties with two units, it is set at $689,000, while for three-unit homes, it stands at $832,850, and for four-unit structures, it reaches $1,035,000.
Conventional loans have a maximum loan amount of $548,250 for single-family homes. For two-unit buildings, the limit is $702,000, for three-unit homes, it's $848,500, and for properties with four units, the cap is $1,054,500.
Our FHA calculator provides access to current FHA rates and helps you determine the necessary downpayment, assess income, credit requirements, reserves, and required documents for qualification.
The Lendersa® calculator is a tool designed to let you weigh FHA rates and terms against those of other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting data from thousands of lenders, Lendersa® quickly aligns loan program options with your personal financial circumstances and goals.
Utilize our Loan Limits Comparison Table for 2026 in Perry-Hall county, Baltimore, MD, to contrast the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To better understand qualifying criteria, like income levels, reserves, and credit standing, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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