In 2026, the FHA loan limit for Overlea county within Baltimore, MD stands at $632,500 for single-family homes. For two-unit residences, it is $809,700, for three units, the limit is $978,750, and for properties with four units, the cap is $1,216,350.
Max conventional loan amounts for a single-family home are set at $726,200, at $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to find today’s competitive FHA rates and analyze required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with a wide array of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money offerings.
Lendersa® efficiently gathers loan program data from thousands of sources and quickly matches it to your individualized financial profile and needs.
The Loan Limits Comparison Table for 2026 in Overlea county of Baltimore, MD offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Explore qualification criteria such as income, reserves, and credit by using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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