For 2026, in White-Marsh county within Baltimore, MD, the FHA loan limits are: $538,200 for single-family homes, $689,000 for 2-units, $832,850 for 3-units, and $1,035,000 for 4-units.
The maximum conventional loan amounts are $548,250 for single-family homes, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-unit properties.
Utilize our FHA calculator to discover today's optimal FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents to qualify.
With the Lendersa® calculator, compare FHA rates and terms with other loan programs including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly matches loan program data from thousands of lenders to your unique financial situation.
See the Loan Limits Comparison Table for 2026 in White-Marsh county of Baltimore, MD to compare maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, and more. For qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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