In 2025, the FHA loan limits for Thurmont county in Frederick, MD are structured as follows: for a single-family home, it's $1,089,300; for properties with 2-units, the limit is $1,394,775; for 3-unit homes, it rises to $1,685,850; and for those with 4-units, it's capped at $2,095,200.
Conventional loan maximums are set at $1,089,300 for single-family residences, $1,394,775 for 2-units, $1,685,850 for 3-unit properties, and $2,095,200 for 4-units.
Utilize our FHA calculator to discover today's best FHA rates and ascertain necessary details such as downpayment, income requirements, credit, reserves, and required documents to qualify.
The Lendersa® calculator provides a comprehensive means to compare FHA rates and terms with those of other loan programs. Delve into and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA's offerings.
Lendersa® sources loan program data from thousands of lenders and, in just seconds, evaluates it against your unique financial profile and needs.
View the Loan Limits Comparison Table for 2025 in Thurmont county, Frederick, MD, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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