In 2026, the limit for FHA loans in Augusta county of Kennebec, in ME, is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400; for three-unit homes, it is $730,525; and for four-unit buildings, the limit rises to $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. For residences with two units, it is set at $929,850, three units have a limit of $1,123,900, and properties with four units are capped at $1,396,800.
Our FHA calculator is your go-to tool for discovering today’s best FHA rates and calculating the necessary downpayment, along with evaluating requirements for income, credit, reserves, and pertinent documentation needed to qualify.
With the Lendersa® calculator, easily compare the rates and terms of FHA loans against all other available loan programs. Get insights into Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans compared with FHA options.
Lendersa® aggregates loan program data from thousands of lenders and swiftly matches it to your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Augusta county of Kennebec, ME. Compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insight on qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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