In 2026, the FHA loan limit for the county of Sagadahoc, encompassing Bath in ME, stands at $506,000 for a single-family home. The limit increases to $647,750 for 2-unit properties, $783,000 for dwellings with 3 units, and for those with 4 units, the cap is $973,100.
The highest permissible loan amount for conventional loans on a single-family residence is $726,200. For structures with two units, it's $929,850, $1,123,900 for three-unit properties, and for four-unit homes, it is $1,396,800.
Utilize our FHA calculator to delve into today's optimal FHA rates and determine the necessary downpayment, required income, credit evaluations, reserves, and documents needed to qualify.
The Lendersa® calculator serves as a tool for assessing FHA rates and terms alongside other loan programs. Explore and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to select the best option for your situation.
Lendersa® compiles extensive loan data from a network of thousands of lenders and quickly aligns this information with your unique financial requirements and profile.
The Loan Limits Comparison Table for 2026 in Bath county of Sagadahoc, ME enables comparison of maximum loan quantities across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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