For 2026, the FHA loan limits within Woolwich county, located in Sagadahoc, ME, have been set at $506,000 for a single-family home, $647,750 for properties with 2-units, $783,000 for 3-units, and $973,100 for homes with 4-units.
In comparison, the ceiling for conventional loan amounts on a single-family dwelling is $726,200. For dual-unit properties, it's $929,850, and for those with three units, the limit is $1,123,900. For residences with four units, $1,396,800 is the maximum amount.
Our FHA calculator is a valuable tool for checking the most favorable FHA rates presently available. It also assists in calculating the necessary down payment, evaluating income, assessing credit qualifications, and determining reserve and document requirements to meet eligibility.
The Lendersa® calculator is an excellent resource for comparing FHA loan rates and terms against those of various other lending programs. You can explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA rates and specifics.
Lendersa® efficiently integrates extensive loan program data from numerous lenders and swiftly analyzes it to align with your specific financial needs and objectives.
Loan Limits Comparison Table for 2026 within the precincts of Woolwich county, in Sagadahoc, ME allows you to draw comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualification prerequisites like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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