In 2026, the FHA loan limit within Cape-Elizabeth county of Cumberland, in ME, is $403,650 for a single-family home. For 2-unit buildings, the cap is $516,750; for 3-unit properties, it rises to $624,600; and for those with 4-units, it reaches $776,250.
The highest loan amount for conventional loans on a single-family home is $548,250. This increases to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to check today's optimal FHA rates and deduce the essential downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows for the comparison of FHA rates and terms with those from other lending programs. Examine and contrast various loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA loans.
Lendersa® aggregates data from thousands of lenders and swiftly aligns this information with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Cape-Elizabeth county of Cumberland, ME provides details on FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum limits. To review qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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