In 2025, in the county of Old-Orchard-Beach, York, ME, the FHA loan limit is established at $403,650 for a single-family home. For properties with 2-units, the limit rises to $516,750; for buildings with 3-units, it's $624,600; and for those with 4-units, the cap is $776,250.
Regarding conventional loans, the maximum available for a single-family residence is $548,250. This increases to $702,000 for 2-units, $848,500 for 3-units, and for 4-unit properties, the limit stands at $1,054,500.
Our FHA calculator provides an easy way to check today's leading FHA rates and understand what downpayment, credit, reserves, and income details are needed, along with required documents for qualification.
The Lendersa® calculator offers a comprehensive tool for assessing FHA rates and terms in comparison to other loan programs. Dive into the details of Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings to make a well-informed decision.
Lendersa® gathers comprehensive loan program data from a vast network of lenders, quickly analyzing it to fit your specific financial profile and needs. This process allows you to choose wisely from a variety of options.
Utilize the Loan Limits Comparison Table for 2025 in Old-Orchard-Beach county of York, ME, which provides valuable insights into the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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