For the year 2025, in the county of Aroostook within Caribou, ME, the FHA loan limit is $472,030 for single-family homes. For properties with 2-units, it is set at $604,400; for 3-units, the limit is $730,525; and for 4-units, it reaches $907,900.
The maximum loan amount for conventional loans is $726,200 for single-family residences, $929,850 for properties with 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-unit dwellings.
Take advantage of our FHA calculator to explore today’s best FHA rates, and determine necessary factors like downpayment, income, credit, reserves, and documentation required for qualifying.
By using the Lendersa® calculator, you can juxtapose FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates extensive loan program information from a comprehensive network of lenders, matching it swiftly with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Caribou within Aroostook, ME, facilitates a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To evaluate qualification requirements like income, reserves, and credit, be sure to use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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