In 2025, the FHA loan limit for China county in Kennebec, ME is set at $472,030 for a single-family home. For 2-units, it is $604,400, for 3-units, it climbs to $730,525, and for 4-units, it reaches $907,900.
The maximum allowable amounts for conventional loans on a single-family residence are $726,200. For properties with 2-units, it is $929,850, for 3-units it extends to $1,123,900, and for 4-units it is $1,396,800.
Use our FHA calculator to find today’s best FHA rates and determine the required downpayment, income, credit reserves, and the necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles comprehensive loan data from thousands of lenders, rapidly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in China county, Kennebec, ME, provides a detailed view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualifications, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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