In 2026, the FHA loan limits within Winslow county, part of Kennebec, ME, are established at $472,030 for a single-family home. If you're considering 2-units, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it's $907,900.
Concerning conventional loans, the highest allowable amount for a single-family residence is $726,200. For homes with two units, it is $929,850, increasing to $1,123,900 for 3-units, and $1,396,800 for structures with four units.
To discover today’s leading FHA rates, utilize our FHA calculator which also helps determine the necessary downpayment, income, credit requirements, reserve amounts, and documentations needed.
The Lendersa® calculator is designed to facilitate the comparison of FHA rates and terms with those of other mortgage options. Examine the spectrum of loan possibilities, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® swiftly gathers loan program data from thousands of lenders, assessing it in line with your personalized financial details and necessities.
Compare maximum loan amounts using the Loan Limits Comparison Table for 2026 in Winslow, Kennebec, ME. It provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification factors like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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