In 2026, FHA loan limits for Naples county in Cumberland, ME, are $506,000 for a single-family home, $647,750 for 2-units, $783,000 for 3-units, and $973,100 for 4-units.
The highest amounts for conventional loans on a single-family residence are $726,200. For 2-units, it's set at $929,850, for 3-units it's $1,123,900, and for 4-units it's $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and identify the necessary downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those of other financial options, covering Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accesses extensive data from thousands of lenders, quickly aligning it with your distinct financial needs and profile.
Refer to the Loan Limits Comparison Table for 2026 in Naples county, Cumberland, ME, to assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualifications like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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