In 2026, the FHA loan limit for Raymond county in Cumberland, ME, is $506,000 for a single-family home. The limit extends to $647,750 for 2-units, $783,000 for 3-units, and $973,100 for 4-units.
The maximum loan amount for conventional loans on a single-family home is $726,200, for 2-units it's $929,850, for 3-units it's $1,123,900, and for 4-units it is $1,396,800.
Use our FHA calculator to see today's best rates for FHA and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Discover and evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA.
Lendersa® acquires extensive loan program data from thousands of lenders, swiftly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Raymond county, Cumberland, ME, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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