In 2026, the FHA loan limit in Standish county of Cumberland, ME is $506,000 for a single-family home; for 2-units, it's $647,750; for 3-units, $783,000; and for 4-units, it is $973,100.
For conventional loans, the highest amount is $726,200 for single-family homes; for two units, it's $929,850; for three units, $1,123,900; and for four units, the limit is $1,396,800.
Use our FHA calculator to view today's best FHA rates and ascertain the needed downpayment, income, credit score, reserves, and documents to qualify.
The Lendersa® calculator lets you contrast FHA rates and terms with other loan types. Consider various loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® collects comprehensive loan data from thousands of lenders, quickly matching it to your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Standish county of Cumberland, ME outlines the maximum loan amounts for loans like FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money solutions. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifying factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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