2026 FHA (Government Loans) Limits for Lake-Arrowhead, York County, Maine

As of 2026, in Lake-Arrowhead county, York of ME, the FHA loan limit stands at $403,650 for single-family homes, $516,750 for 2-unit homes, $624,600 for homes with 3 units, and $776,250 for 4-unit homes.

For conventional loans, the limit for single-family dwellings is $548,250, increasing to $702,000 for 2-units, $848,500 for 3-units, and topping out at $1,054,500 for 4-units.

With our FHA calculator, you can determine today’s best FHA rates, calculate the required downpayment, and understand the income, credit score, reserve funds, and necessary documents needed for qualification.

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Review loan options in Lake-Arrowhead, ME

Lendersa® tool lets you compare FHA rates and terms with other loan programs. Explore and contrast, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.

Lendersa® processes data from thousands of lenders, providing instant comparisons tailored to your financial profile.

The 2026 Loan Limits Comparison Table for Lake-Arrowhead, York, ME enables you to compare FHA, Conventional, Jumbo, and other loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed qualification criteria like income and credit.

Loan limits Lake-Arrowhead county of York, ME

SFR 2 Units 3 Units 4 Units
FHA $403,650 $516,750 $624,600 $776,250
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $322,900 $322,900 $322,900 $322,900
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Ossipee Lake Mortgage Solutions
  • 414 Sokokis Trail, East Waterboro, ME, 04030
  • Lends in Maine
  • Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.

  • Casco Federal Credit Union
  • 375 Main St, Gorham, ME, 04038
  • Lends in Maine
  • Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve.
    From opening your first Checking Account, to financing your first home.

  • Saco Valley Credit Union
  • 312 Main Street, Saco, ME, 04072
  • Lends in Maine
  • Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.

  • Saco & Biddeford Savings Inst
  • 50 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations

  • Harbor View Lending
  • 439 Main St, Suite 101, Saco, ME, 04072
  • Lends in Maine
  • Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.

  • PeoplesChoice Credit Union
  • 23 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members

  • Homestead Mortgage Loans Inc.
  • 840 Roosevelt Trail, Windham, ME, 04062
  • Lends in Maine
  • "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"

  • NORTHSTAR MORTGAGE GROUP LLC
  • 625 Roosevelt Trail, Windham, ME, 04062
  • Lends in Maine
  • Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.