In 2026, the FHA loan limit in Limerick county, which is part of York, ME, is $506,000 for a single-family home. For 2-unit properties, it's $647,750; for 3-units, it rises to $783,000; and for 4-units, the limit is $973,100.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For two-unit homes, the amount is $929,850; for three units, it is $1,123,900; and for four units, the maximum is $1,396,800.
Our FHA calculator is available to help you determine today’s best FHA rates and assess the required downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator allows for an easy comparison of FHA rates and terms alongside all other loan programs. Explore various options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® aggregates data from a vast array of lenders, providing tailored loan program information in seconds based on your unique financial profile and needs.
In Limerick county, part of York, ME, the Loan Limits Comparison Table for 2026 helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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