In 2026, within Adrian county of Lenawee, MI, the FHA loan limits are structured as follows: $472,030 for a single-family home, $604,400 for residences with two units, $730,525 for three-unit homes, and $907,900 for properties with four units.
For conventional loans, the limit on a single-family home is $726,200. For properties with two units, the limit is $929,850, extends to $1,123,900 for three-unit buildings, and is capped at $1,396,800 for those with four units.
Our FHA calculator enables you to discover today's top FHA rates and assess the necessary downpayment, income requirement, credit standards, reserves, and documents essential for qualification.
The Lendersa® calculator is instrumental in comparing FHA rates and terms with those from other loan programs. It offers comparisons among FHA, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects detailed loan program information from thousands of lenders and promptly aligns it with your individual financial profile and needs.
The 2026 Loan Limits Comparison Table for Adrian county in Lenawee, MI provides a thorough comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For reviewing qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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