For the year 2026, the FHA loan limit within the county of Washtenaw, in the city of Saline, in MI, stands at $472,030 for homes that accommodate one family. For properties with two units, the limit extends to $604,400. If the property has three units, the cap increases to $730,525, and for buildings with four units, the limit peaks at $907,900.
When it comes to conventional loans, the highest permissible loan amount for a single-family dwelling is $726,200. For two-unit residencies, the maximum amount you can borrow is $929,850, with limitations reaching $1,123,900 for three-unit structures, and up to $1,396,800 for residences that can house four families.
By using our FHA calculator, you can find the best available FHA rates today. It also assists in computing the necessary down payment, as well as assessing the income level, credit score, reserves, and documentation required to qualify.
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The Lendersa® calculator facilitates a comprehensive comparison between FHA rates and terms and those offered by other loan programs including Conventional, Jumbo, VA, USDA, Non-QM loans, and hard money loans. This tool provides a valuable resource for exploration and evaluation of numerous financing options, enabling borrowers to make informed decisions.
The Lendersa® platform incorporates loan program data compiled from thousands of lenders. This information is processed swiftly to align with your distinctive financial circumstances and requirements, providing an insightful comparison that is customized to your needs.
Utilize the Loan Limits Comparison Table of 2026 for Saline in Washtenaw county, MI, to evaluate the maximum loan amounts across various lending options such as FHA, Conventional Conforming, Jumbo loans, USDA, VA, Non-QM, Super Jumbo loans, Reverse Mortgage (HECM), and hard money loans. Should you wish to compare the qualification standards, including income, reserves, and credit requirements, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™), a sophisticated tool designed for intricate loan qualification assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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