In 2026, the FHA loan limits set for Belleville county in MI are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Similarly, the highest amount available for conventional loans in this area is $726,200 for a single-family residence, $929,850 for 2-unit homes, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to discover current best FHA rates and to understand the requirements like down payment, income, credit, reserves, and documentation necessary for qualification.
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The Lendersa® calculator allows you to compare FHA terms with various other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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This Loan Limits Comparison Table for 2026 in Belleville county of Wayne, MI allows you to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To analyze qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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