As of 2026, the FHA loan limits in Taylor, lying within Wayne, MI, are as follows: $472,030 for single-family homes, $604,400 for two units, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
For conventional loans, the maximum for a single-family residence is $726,200, extending to $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for those with four units.
Utilize our FHA calculator to find current FHA best rates, and determine the downpayment, income required, credit score needed, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Delve into comparisons with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® swiftly collects loan program information from thousands of lenders, aligning it with your specific financial profile in mere seconds.
In 2026, the Loan Limits Comparison Table for Taylor within Wayne, MI presents a thorough comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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