For the year 2026, FHA loan limits are set in Ypsilanti county within Washtenaw, MI. These limits are as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for homes with 3 units, and $907,900 for 4-unit dwellings. Such variation in loan ceilings caters to diverse housing structures.
In terms of conventional loans, the maximum for a single-family residence is $726,200. For buildings with two units, this ascends to $929,850; for those having three units, the ceiling is $1,123,900; and for configurations with four units, the limit reaches $1,396,800. These allowances reflect different home configurations under conventional loans.
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The Lendersa® calculator enables you to compare FHA rates and terms alongside other loan programs. Compare options including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans. This expansive comparison helps find the best fit for varying needs.
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The Loan Limits Comparison Table for 2026 in Ypsilanti county of Washtenaw, MI, highlights maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification essentials such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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