FHA Loan Max Loan amount for Benton-Harbor, Berrien County, MI in 2023

In 2025, FHA loan limit in Benton-Harbor county of Berrien, Michigan is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Benton-Harbor county of Berrien, Michigan compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Benton-Harbor county of Berrien, MI

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • THE MORTGAGE EXCHANGE LLC
  • 711 Plaza Dr., Chesterton, IN, 46304
  • At The Mortgage Exchange LLC, our goal is to be your lender for life. As one of Northwest Indiana’s premier home loan lenders, we understand that one of the largest purchases someone will make in their life will be their home. We strive to make that process as personal as possible. We understand that every buyer is different,
  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
  • West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
  • Grand Rapids Mortgage, LLC
  • 4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418
  • Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership. ‍ Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
  • VSI Home Lending
  • 151 44th St, Grandville, MI, 49418
  • VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Polaris Home Funding Corporation
  • 151 44th Street SW, Grandville, MI, 49418
  • Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.