During 2026, the FHA loan limits in Burton county, part of Genesee, MI are set to be $472,030 for single-family homes. For properties with two units, the limit adjusts to $604,400, for three units to $730,525, and for four-unit homes, it is $907,900. These figures ensure that potential homeowners can secure necessary funding under the FHA loan program.
As for conventional loans, the highest permissible loan amount for a single-family residence is $726,200. If the residential property comprises two units, then the cap is $929,850. For three-unit dwellings, the ceiling is $1,123,900, whereas for four-unit homes, the maximum is set at $1,396,800. These limits allow for varied living arrangements to suit differing family sizes and investment needs.
Make use of our FHA calculator to discover the most favorable FHA rates available today. Using the calculator you will be able to ascertain the required down payment. Moreover, you'll find guidance on essential qualifications including income thresholds, credit score requirements, necessary reserves, and document submissions that are essential for approval.
With the advanced Lendersa® calculator, you can effectively compare the rates and conditions of FHA loans against every other loan program available. This includes the ability to thoroughly examine and evaluate Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, as well as hard money loans alongside FHA offerings.
Lendersa® excels by acquiring comprehensive loan program data from a wide pool of thousands of lenders, executing swift comparisons against your tailored financial circumstances and personal requirements in mere seconds, thereby providing you with the most applicable options.
Our Loan Limits Comparison Table for 2026 in Burton county of Genesee, MI is your essential tool to compare maximum borrowing amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth analysis of qualification requirements like income, reserves, and credit scores, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to furnish detailed insights and guidance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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