In 2025, the FHA loan limits in Davison county of Genesee, MI start at $472,030 for a single-family home, rising to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The cap for conventional loans on a single-family residence is $726,200. For two units, it reaches $929,850, for three units $1,123,900, and for four units $1,396,800.
Use our FHA calculator to discover today’s best rates and calculate the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, enabling rapid comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Davison, Genesee, MI, provides maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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