In 2026, the FHA loan limits in Coldwater county within Branch, MI are: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for those with three units, and $907,900 for four-unit properties. These limits support various housing scenarios.
For conventional loans on single-family homes, the maximum is $726,200; for two-unit homes, it reaches $929,850, for three units, it is $1,123,900, and for four units, the cap is $1,396,800. This allows flexibility across residential types.
Utilize our FHA calculator to view today's top FHA rates and figure out the necessary downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Look into and compare options from conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® collects information from thousands of lenders and promptly compares it with your personal financial profile to fit your needs.
The Loan Limits Comparison Table for 2026 in Coldwater county in Branch, MI, provides a detailed overview of maximum loan amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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