FHA Loan Max Loan amount for Cutlerville, Kent County, MI in 2026

In 2026, FHA loan limits in Cutlerville county of Kent, MI are set as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit dwellings, and $907,900 for 4-unit buildings. These limits accommodate various types of residences.

The maximum conventional loan amount for a single-family residence is $726,200. For homes with two units, it's $929,850; for three units, the limit is $1,123,900; and for four units, it reaches $1,396,800. These are set to meet diverse housing needs.

Use our FHA calculator to view today’s top FHA rates and establish necessary qualifications, such as downpayment, income, credit, reserves, and documents needed.

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Discover Loan Options in Cutlerville, MI

The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This comprehensive comparison facilitates a broad evaluation of available financial options.

Lendersa® quickly gathers data from thousands of lenders, matching it against your financial profile to provide personalized insights and comparisons.

For 2026 in Cutlerville county, Kent, MI, the Loan Limits Comparison Table shows maximum loan amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.

Loan limits Cutlerville county of Kent, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Cutlerville FHA Lenders

  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Lends in Michigan
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.

  • Heartland Home Mortgage
  • 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508
  • Lends in Michigan
  • Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.

  • EB Wholesale
  • 2361 Palm Dale Drive, Southwest Wyoming, MI, 49519
  • Lends in Michigan
  • We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.

  • Mortgage And Real Estate Help
  • 2130 Wealthy St SE, Grand Rapids, MI, 49506
  • Lends in Michigan
  • Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.

    Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.

  • Lakeside Mortgage Lending
  • 939 Lakeside Drive South East, Grand Rapids, MI, 49506
  • Lends in Michigan
  • At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.

  • Brendan O'Driscoll
  • 214 Fulton St, Grand Rapids, MI, 49503
  • Lends in Michigan
  • Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.

  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Lends in Michigan
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members

  • VSI Home Lending
  • 151 44th St, Grandville, MI, 49418
  • Lends in Michigan
  • VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.

  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • Lends in Michigan
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Polaris Home Funding Corporation
  • 151 44th Street SW, Grandville, MI, 49418
  • Lends in Michigan
  • Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.