In 2026, FHA loan limits in Cutlerville county of Kent, MI are set as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit dwellings, and $907,900 for 4-unit buildings. These limits accommodate various types of residences.
The maximum conventional loan amount for a single-family residence is $726,200. For homes with two units, it's $929,850; for three units, the limit is $1,123,900; and for four units, it reaches $1,396,800. These are set to meet diverse housing needs.
Use our FHA calculator to view today’s top FHA rates and establish necessary qualifications, such as downpayment, income, credit, reserves, and documents needed.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This comprehensive comparison facilitates a broad evaluation of available financial options.
Lendersa® quickly gathers data from thousands of lenders, matching it against your financial profile to provide personalized insights and comparisons.
For 2026 in Cutlerville county, Kent, MI, the Loan Limits Comparison Table shows maximum loan amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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