In 2025, the FHA loan limits set in Kentwood county of Kent, MI are $472,030 for single-family homes, escalating to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The conventional loan maximums for single-family residences are $726,200, with $929,850 for two-unit setups, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access today’s optimal rates and determine downpayment, necessary income, credit requirements, reserves, and documentation for eligibility.
The Lendersa® calculator allows you to evaluate FHA rates and conditions alongside other loan program rates and terms. It enables comparisons between FHA and various loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers comprehensive loan program data from numerous lenders, comparing it promptly against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Kentwood county of Kent, MI provides comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualifications such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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