In 2026, the FHA loan limits in Farmington county of Oakland, MI are $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.
The maximum for conventional loans on a single-family residence is $726,200, for 2-unit homes it's $929,850, for 3-unit buildings $1,123,900, and for 4-unit properties $1,396,800.
Use our FHA calculator to access today's top FHA rates and find out the required downpayment, income verification, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps compare FHA rates and terms with other loan programs. Explore and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, besides FHA.
Lendersa® quickly gathers data from thousands of lenders, comparing it efficiently against your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Farmington county, Oakland, MI, offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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