As of 2026, in Livonia county within Wayne, MI, the FHA loan limit is $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount on a single-family home is $726,200, extending to $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Our FHA calculator can help you find today's best FHA rates and determine the necessary downpayment, income level, credit score, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
With Lendersa®, data from thousands of lenders is quickly compared against your financial profile and needs within seconds.
The Loan Limits Comparison Table for 2026 in Livonia county within Wayne, MI, provides a comprehensive comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To review qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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